Secured and Unsecured Credit Cards

Secured and Unsecured Credit Cards

 
As you may be aware, MasterCard® has been moving away from allowing people to charge prescription drugs online with their card services. The reason why is unclear. Some say it is due to excessive chargebacks from customers. Others say it's because they're getting ready to sell the business to another corporation and they're cleaning up the books.

Whatever the reason, if you're like me, most of the cards I carry are MasterCard®. I want to make sure I've got something available I can use in the event I can't use MasterCard® any longer for any prescription purchase. Not all of the online pharmacies out there take COD or Money Orders either. So what are we to do?

Here are a handful of choices for you depending on your own credit situation.

New Millennium Bank offers you a secured Platinum Visa® guaranteed upto $5000 per card. That means you can add that much into the secured savings of each card, (or less than that if you choose) and then use it as you would any unsecured credit card. It will be reported to the credit bureaus just like a regular card so that you can build your credit score as you go. And, there's no credit check!

Wired Plastic™ Prepaid Visa ® Card is accepted at Visa locations worldwide. Whether you enjoy staying close to home or traveling abroad you can use your Wired Plastic card to make all your purchases. You aren’t limited anymore on what you can buy because the Wired Plastic card allows you to shop online.

If you do have good to excellent credit and still need a Visa® card, then the other three shown below can help you accrue points whenever you use the card. The last one from Pulaski Bank, offers a 7.99% ongoing interest rate for upaid balances.
Click image for information Description
New Millennium Bank Secured Platinum Visa® or Mastercard®
New Millennium Bank has guaranteed your credit approval for up to $10,000** (with both cards) in secured credit with no credit check!

  • GUARANTEED ISSUE
  • COMPLIMENTARY ONLINE SERVICES FOR ACCOUNT MANAGEMENT AND PAYMENTS
  • NO CREDIT CHECK
  • BE APPROVED REGARDLESS OF INCOME or CREDIT HISTORY
  • REPORTS TO THE THREE MAJOR CREDIT BUREAUS
  • Learn More >>
Wired Plastic™ Prepaid Visa ® Card
Sign up today and you can receive a RISK-FREE 30-day Trial Credit Restoration Program from Academy Law (a $100 value)!
  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
  • Learn More >>
Chase - Flexible Rewards Platinum Visa®
Why settle for a rewards credit card that limits your choice of rewards? With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every dollar spent* and turn everyday purchases into extraordinary rewards. Earn 1,000 bonus points* with your first purchase. Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with 0% APR for up to 12 months* and no annual fee.
  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.
  • Learn More>>
Pulaski Bank MasterCard® or VISA®
If you're currently using a high interest rate card, you could save hundreds of dollars by switching to the cards that give you one of the lowest rates in the nation, a Pulaski Bank MasterCard® or VISA® Card.

With a low annual fee and a 0% interest rate on balance transfers for 6 billing periods, now is the time to transfer balances from high rate credit cards. There are no balance transfer or cash advance fees.
  • Pulaski Bank offers MasterCard® Gold, Regular MasterCard, and Visa Classic cards.
  • Purchase rate is a fixed 7.99% annual percentage rate (apr).
  • Intro balance transfer rate of 0% (apr) for 6 billing periods, ongoing is 7.99%.
  • Cash rate is 7.99% apr.
  • No cash advance or balance transfer fees.
  • 25 day grace period.
  • $29 late and/or over limit fee.
  • Minimum payment is 2% of outstanding balance, ($10 minimum) plus any amount past due or over limit.
  • Minimum finance charge of $1.00.
  • Learn More>>
 
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